Homeowners Insurance Claims Palm Coast

Homeowners Insurance Claim Lawyer in Palm Coast, Florida

Welcome to Adam Clark Law, where we provide expert guidance and legal support for homeowners insurance claims, in a variety of case types and scenarios. Unfortunately, events such as natural disasters, theft, or even personal injury accidents can occur at a home or residential property, and cause significant financial and emotional distress.

At Adam Clark Law, we understand the complexities of homeowners insurance claims and the challenges policyholders and lawful entrants on the insured premises face when dealing with insurance companies.

No matter the complexity of your homeowners insurance claim, we are committed to providing personalized attention and tailored legal solutions. We take the time to understand the unique circumstances surrounding your claim and the property at-hand, allowing us to develop a comprehensive strategy that addresses your specific needs. With Adam Clark Law by your side, you can rest assured that your rights will be protected and your voice will be heard.

If you are curious how to bring a claim against a homeowners insurance policy, or are facing challenges with an existing homeowners insurance claim, don’t navigate the process alone. Contact Adam Clark Law today to schedule a consultation. Let us be your advocates and fight for the compensation you deserve, so you can move forward with confidence.

How I Optimize Justice

Client-Centric, Transparent Attorney-Client Relationship under Confidential Protections

Proprietary App

We have developed an iOS and Android App that allows you to track your case in real time.

Digital Signatures

You can sign documents directly from your phone. No need to fumble with email attachments or the post office.

Location Near You

Having locations near you allows me to better serve you face-to-face during this stressful period.

Areas Served

Out of the Palm Coast office, we serve the following areas for Homeowners Insurance Claims:

Flagler Beach (32136)

Bunnell (32110)

Ormond Beach (32174)

Daytona Beach (32114)

Daytona Shores (32118)

Port Orange (32117)

Ponce Inlet (32127)

New Smyrna Beach (32168)

Deland (32720)

Lake Helen (32744)

Orange City (32763)

Deltona (32725)

Sanford (32771)

Lake Mary (32746)

Frequently asked questions

Your Questions Answered: Guidance on Homeowners Insurance Claims

What is homeowners insurance?
Homeowners insurance is a type of insurance policy that provides financial protection for homeowners in the event of damage or loss to their property, or from a personal injury incident on their property. It typically covers both the physical structure of the home and the personal belongings inside it in the event of a disaster or loss on the property, but also, in terms of personal injury claims, may provide coverage in the event that a lawful entrant on the premises is injured or dies.
What is a homeowners insurance claim?
A homeowners insurance claim is a request made by a policyholder to their insurance company for compensation or reimbursement due to a covered loss or damage to their property. This claim is filed to initiate the process of receiving financial assistance for repairing or replacing the damaged property.
What types of incidents are typically covered by homeowners insurance?
Homeowners insurance policies generally cover a range of incidents, including damage caused by fire, smoke, lightning, windstorms, hail, theft, vandalism, and certain natural disasters, along with personal injury coverage for incidents on the property. It's important to review your specific policy to understand the exact coverage provided and what is excluded.
How do I file a homeowners insurance claim?
To start a homeowners insurance claim, contact Adam Clark Law today for quick and straightforward advice. You may also contact your insurance company directly, as soon as possible after the incident or loss to report the claim. However, be wary that if you call the insurance company directly, you may be on a recorded line for “quality assurance purposes,” or the like, which may be used against you in Court. If you are uncomfortable with the questions that they are asking you (by design), then don’t hesitate to let them know you will be speaking with an attorney and reserve an opportunity to speak with them with your legal counsel at a later date.
What should I do if my homeowners insurance claim is denied?
If your insurance company denies your homeowners insurance claim, you can dispute their decision. You aren’t required to accept a low-ball offer from an insurance company. You can seek legal assistance to review the denial, gather additional evidence, and file an appeal or lawsuit if necessary.
Should I hire an attorney to handle my homeowners insurance claim?
While it's not always necessary to hire an attorney for every homeowners insurance claim, having legal representation can be beneficial, especially if your claim is complex or if it has been denied. An attorney experienced in insurance claims can navigate the legal process, negotiate with the insurance company, and ensure you receive fair compensation.
How long does it take to resolve a homeowners insurance claim?
The time it takes to resolve a homeowners insurance claim can vary depending on the complexity of the claim, the extent of the damage, and the responsiveness of the insurance company. Some claims may be settled quickly, while others can take weeks or even months. Your attorney can provide you with an estimated timeline based on the specifics of your case.
What should I do to prepare for a homeowners insurance claim?
To prepare for a homeowners insurance claim, it's important to document your property and belongings by taking photos or videos. Keep receipts and records of valuable items and any improvements or renovations made to your home. If you were injured at the home of another, you may have a personal injury claim that can be brought against the homeowners insurance policy. In any event, take photographs of the subject hazards, dangers, and notate any witnesses. Contact Adam Clark Law today to discuss further.
Can I appeal if I disagree with the settlement offered by my homeowners insurance company?
Yes, you can appeal if you disagree with the settlement offered by the homeowners insurance company. You have the right to negotiate and challenge the settlement amount. Consulting with an attorney specializing in insurance claims can help you navigate the appeals process and maximize your chances of obtaining a fair settlement.
What costs can be covered by a homeowners insurance claim?
A homeowners insurance claim can cover various costs, including repairing or rebuilding your home, replacing damaged or stolen personal property, additional living expenses if you need to temporarily relocate, and liability claims if someone is injured on the insured property. The specific coverage and limits will depend on the homeowners insurance policy.

Results

My goal is to optimize justice for my clients and provide accountability, improve the standard of care, and promote safer practices to the defendants and defense insurance companies.
Amount Date
$5.375 Million
Type
Settlement
Areas
Medical Malpractice, Medical Device Product Liability
2022
$1.3 Million
Type
Verdict
Areas
Automobile Crash
2021
$1 Million
Type
Settlement
Areas
Premises Liability
2021
$807,000
Type
Award
Areas
1st Party Property, Hurricane Damage
2024
$800,000
Type
Settlement
Areas
Premises Liability
2021
$476,000
Type
Award
Areas
1st Party Property, Hurricane Damage
2024
$380,000
Type
Settlement
Areas
Premises Liability
2023
$375,000
Type
Settlement
Areas
Premises Liability
2021
$300,000
Type
Settlement
Areas
Automobile Crash
2024
$250,000
Type
Settlement
Areas
Automobile Crash
2024
$250,000
Type
Settlement
Areas
Automobile Crash
2022
$225,000
Type
Settlement
Areas
Premises Liability
2021
$200,000
Type
Settlement
Areas
Automobile Crash
2022
$197,500
Type
Settlement
Areas
Automobile Crash
2024
$175,000
Type
Settlement
Areas
Premises Liability
2023
$161,000
Type
Settlement
Areas
1st Party Property, Hurricane Damage
2024
$160,000
Type
Settlement
Areas
1st Party Property, Hurricane Damage
2024
$150,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2023
$100,000
Type
Settlement
Areas
Automobile Crash
2023
$100,000
Type
Settlement
Areas
Motorcycle Crash
2021
$100,000
Type
Settlement
Areas
Automobile Crash
2021

Let’s Get Started

(606) 922-4457
(606) 922-4457
adam@adamclark.law
OR
Simply complete the form below and please be as detailed as possible so that I can understand your problem.