First Party Insurance Claims New Smyrna Beach

First Party Insurance Claim Lawyer in New Smyrna Beach, Florida

Welcome to Adam Clark Law, where we specialize in providing legal representation in the complex field of first-party insurance claims. Our firm is committed to assisting policyholders in navigating the intricate realm of insurance law and ensuring that their rights are protected.

First-party insurance claims can arise in various situations when an individual or a business seeks to recover compensation for damages or losses covered by their insurance policy. These claims involve the policyholder, referred to as the “first party,” and their insurance company, known as the “insurer.” At Adam Clark Law, we understand the challenges and intricacies involved in pursuing first-party insurance claims, and we are here to provide comprehensive legal support, every step of the way, from pre-claim investigation, to opening the claim, through tailoring settlement demands, negotiating settlements and alternative dispute resolutions, preparing claims for litigation, filing bad faith notices and civil remedies against the insurance companies, and full-blown lawsuits and trials.

When disaster strikes, whether it be due to property damage, natural disasters, hurricanes, ice storms, wind damage, fire, or other unforeseen circumstances, policyholders rely on their insurance coverage to help them rebuild and recover. However, the claims process can often be frustrating and overwhelming, as insurance companies may deny, delay, or undervalue valid claims with unfair, low-ball offers. Let Adam Clark Law help you immediately to level the playing field and fight for the rights of policyholders.

Contact Adam Clark Law today to schedule a consultation. Press the call, text or email button, right here on our website. Otherwise, also feel free to fill out the online form if that is more convenient for you. Let Adam Clark Law advise and guide you through the First Party Claims process, protect your rights, and fight for the compensation you are entitled to under your insurance policy.

How I Optimize Justice

Client-Centric, Transparent Attorney-Client Relationship under Confidential Protections

Proprietary App

We have developed an iOS and Android App that allows you to track your case in real time.

Digital Signatures

You can sign documents directly from your phone. No need to fumble with email attachments or the post office.

Location Near You

Having locations near you allows me to better serve you face-to-face during this stressful period.

Areas Served

Out of the New Smyrna Beach office, we serve the following areas for First Party Insurance Claims:

Deltona (32725)

Sanford (32771)

Daytona Beach (32114)

Port Orange (32127)

Ormond Beach (32174)

Oviedo (32765)

Winter Springs (32708)

DeLand (32720)

Edgewater (32132)

New Smyrna Beach (32168)

Casselberry (32707)

DeBary (32713)

Lake Mary (32746)

Longwood (32750)

Orange City (32763)

Frequently asked questions

Your Questions Answered: Guidance on First Party Insurance Claims

What is a first party insurance claim?
A first party insurance claim is a claim made by the policyholder directly to their own insurance company. It involves seeking compensation for damages or losses covered under the terms of the insurance policy.
What types of insurance policies typically involve first party insurance claims?
First party insurance claims can arise from various types of insurance policies, including homeowners insurance, commercial property insurance, auto insurance, health insurance, other property insurance, and business insurance.
What are some common examples of first party insurance claims?
Common examples of first party insurance claims include claims for property damage due to hurricanes, wind damage, ice storms, fire, theft, or natural disasters, medical expense reimbursement, but also your own auto accident damages whereby your own uninsured or underinsured motorist policy was in effect, business interruption losses, and disability benefits.
How do I start a first party insurance claim?
To start a first party insurance claim, contact Adam Clark Law today for quick and straightforward advice. You may also contact your insurance company directly, as soon as possible after the incident or loss to report the claim. However, be wary that if you call the insurance company directly, you may be on a recorded line for “quality assurance purposes,” or the like, which may be used against you in Court. If you are uncomfortable with the questions that they are asking you (by design), then don’t hesitate to let them know you will be speaking with an attorney and reserve an opportunity to speak with them with your legal counsel at a later date.
Do I need legal representation for my first party insurance claim?
While it's not mandatory, having legal representation can be beneficial for complex or disputed first party insurance claims, and especially when there are significant damages. Call, text or email Adam Clark Law to see if they can help protect your rights, navigate the legal complexities, negotiate with the insurance company, prove and ensure you receive fair compensation.
What should I do if my insurance company denies my first party insurance claim?
If your insurance company denies your first party insurance claim, you can dispute their decision. You aren’t required to accept a low-ball offer from an insurance company. You can seek legal assistance to review the denial, gather additional evidence, and file an appeal or lawsuit if necessary.
How long do I have to file a first party insurance claim?
The time limit to file a first party insurance claim, known as the statute of limitations, varies depending on the type of insurance and the jurisdiction. It's important to review your insurance policy and consult with an attorney to ensure you meet the applicable deadlines.
What if my insurance company delays or undervalues my first party insurance claim?
If your insurance company unreasonably delays or undervalues your first party insurance claim, it may be acting in bad faith. In such cases, you may have grounds to pursue legal action against the insurer. Consulting with an attorney, such as Adam Clark Law, can help you understand your options and protect your rights. Depending on a jurisdiction, necessary legal actions are required before a lawsuit can be pursued, and timing may be of the essence.
How much does it cost to hire a first party insurance claims attorney?
Adam Clark Law works on a contingency-basis, which means they only get paid if they successfully recover compensation for you. In such successful cases, the attorney's fees are a percentage of the settlement or court award. This arrangement allows individuals or businesses who may not have the means to afford upfront legal fees to still investigate and pursue their first party insurance claims.
Why should I choose Adam Clark Law for my first party insurance claim?
Adam Clark Law handles first party insurance claims where there is significant property damages. We have a track record of successfully representing policyholders and fighting for fair compensation. We work hard to provide personalized attention to your case and guide you through every step of the process.

Results

My goal is to optimize justice for my clients and provide accountability, improve the standard of care, and promote safer practices to the defendants and defense insurance companies.
Amount Date
$5.375 Million
Type
Settlement
Areas
Medical Malpractice, Medical Device Product Liability
2022
$1.3 Million
Type
Verdict
Areas
Automobile Crash
2021
$1 Million
Type
Settlement
Areas
Premises Liability
2021
$807,000
Type
Award
Areas
1st Party Property, Hurricane Damage
2024
$800,000
Type
Settlement
Areas
Premises Liability
2021
$476,000
Type
Award
Areas
1st Party Property, Hurricane Damage
2024
$380,000
Type
Settlement
Areas
Premises Liability
2023
$375,000
Type
Settlement
Areas
Premises Liability
2021
$300,000
Type
Settlement
Areas
Automobile Crash
2024
$250,000
Type
Settlement
Areas
Automobile Crash
2024
$250,000
Type
Settlement
Areas
Automobile Crash
2022
$225,000
Type
Settlement
Areas
Premises Liability
2021
$200,000
Type
Settlement
Areas
Automobile Crash
2022
$197,500
Type
Settlement
Areas
Automobile Crash
2024
$175,000
Type
Settlement
Areas
Premises Liability
2023
$161,000
Type
Settlement
Areas
1st Party Property, Hurricane Damage
2024
$160,000
Type
Settlement
Areas
1st Party Property, Hurricane Damage
2024
$150,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2024
$100,000
Type
Settlement
Areas
Automobile Crash
2023
$100,000
Type
Settlement
Areas
Automobile Crash
2023
$100,000
Type
Settlement
Areas
Motorcycle Crash
2021
$100,000
Type
Settlement
Areas
Automobile Crash
2021

Let’s Get Started

(606) 922-4457
(606) 922-4457
adam@adamclark.law
OR
Simply complete the form below and please be as detailed as possible so that I can understand your problem.